Looking ahead, December 31, 2027, remains an ideal retirement date for future retirees under FERS. This date allows for maximum leave accrual, ensuring a substantial lump-sum payout upon retirement. Since it falls at the end of the month and year, it also guarantees that the first annuity payment will begin in January 2028, reducing financial delays. Additionally, this date is benefic... https://www.federalpensionadvisors.com/post/fers-best-dates-to-retire-2025